:root{--navy:#0C1C34;--text:#212121;--gray:#585858;--gold:#A4835D;--gold2:#C3A684;--btn:#B49572;--beige:#F3E7DA;--beige2:#F3EDE6;--beige3:#E4DBD1;--line:#BDAD9B;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--text);font-family:Montserrat,Arial,sans-serif;font-weight:400;line-height:1.75;font-size:15px}
body.beige-page{background:var(--beige)}
img{max-width:100%;height:auto;display:block}
a{color:var(--gold);text-decoration:none}a:hover{color:var(--text)}
h1,h2,h3,h4{font-weight:300;line-height:1.2;margin:0 0 .5em;color:var(--text);text-transform:uppercase}
h1{font-size:clamp(2.2rem,4.6vw,3.9rem)}h1 .sub{font-size:.62em;display:block;margin-top:.15em}
h2{font-size:clamp(1.7rem,3.3vw,2.75rem)}h2 .gold{color:var(--gold)}h2 .sub{font-size:.7em;display:block}
h3{font-size:1.35rem}h4{font-size:.8rem;letter-spacing:.1em;font-weight:400}
p{margin:0 0 1.1em}
.wrap{width:min(1600px,84%);margin-inline:auto}.narrow{max-width:820px}
.label{display:flex;align-items:center;gap:16px;color:var(--text);font-size:.95rem;letter-spacing:.04em;text-transform:uppercase;font-weight:400;margin-bottom:1.1em}
.label::before{content:"";width:48px;height:1px;background:var(--gold)}
.label.on-dark{color:var(--gold2)}
.rule{border:0;border-top:1px solid var(--line);width:220px;margin:0 0 1.4em}
.btn{display:inline-block;background:var(--btn);color:#fff;padding:.7em 2em;border:0;border-radius:3px;font-family:inherit;font-weight:500;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;transition:background .2s}
.btn:hover{background:var(--gold);color:#fff}
.btn-cream{background:var(--beige);color:var(--text)}.btn-cream:hover{background:#fff;color:var(--text)}
.h-bar{border-left:2px solid var(--line);padding-left:22px}
.diamonds{list-style:none;padding:0;margin:0}.diamonds li{position:relative;padding-left:26px;margin-bottom:.9em;line-height:1.5}
.diamonds li::before{content:"";position:absolute;left:4px;top:.5em;width:7px;height:7px;background:var(--gold);transform:rotate(45deg)}
.diamonds.caps li{text-transform:uppercase;font-size:.8rem;letter-spacing:.03em}
.watermark{position:absolute;opacity:.35;pointer-events:none;z-index:0}
/* header */
.site-header{position:fixed;inset:0 0 auto;z-index:50;background:transparent;transition:background .35s,box-shadow .35s}
.site-header.scrolled{background:rgba(25,25,25,.55);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);box-shadow:0 2px 14px rgba(0,0,0,.18)}
.site-header.light{position:sticky;top:0;background:#D3C3AE}
.site-header.light.scrolled{background:rgba(211,195,174,.92)}
.site-header .wrap{width:min(1300px,66%);display:flex;align-items:center;justify-content:space-between;height:110px;transition:height .35s}
.site-header.scrolled .wrap{height:76px}.site-header.scrolled .brand img{height:54px}
.brand img{height:92px;width:auto;transition:height .35s}
.nav{flex:1;display:flex;align-items:center;justify-content:space-between;margin-left:40px}.nav ul{list-style:none;margin:0 auto;padding:0;display:flex;gap:48px}
.nav a{color:#fff;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;font-weight:400}.nav a:hover{color:var(--gold2)}
.site-header.light .nav a{color:var(--text)}.site-header.light .nav a:hover{color:var(--gold)}
.flags{display:flex;gap:8px;align-items:center}.flags a{opacity:.7;line-height:0}.flags a.on,.flags a:hover{opacity:1}
.nav-toggle{display:none;background:none;border:0;width:40px;height:40px;padding:6px;cursor:pointer}
.nav-toggle span{display:block;height:2px;background:#fff;margin:7px 0}
.site-header.light .nav-toggle span{background:var(--text)}
/* hero */
.hero{min-height:100vh;display:flex;align-items:center;background:var(--navy) url(/assets/img/background.jpg) center/cover no-repeat;padding:140px 0 100px;color:#fff}
.hero-wrap{width:min(1700px,78%)}.hero-inner{max-width:52%;margin:0}.hero h1,.hero .label{color:#fff}.hero .label::before{background:#fff;width:110px}
.hero .label{font-size:1rem;letter-spacing:.08em;margin-bottom:.6em}
.hero h1{font-size:clamp(2.2rem,3.3vw,3.75rem);margin-bottom:.4em}.hero h1 .sub{font-size:.7em;margin-top:.1em}
.hero .rule{border-color:rgba(255,255,255,.45);width:420px;max-width:100%;margin-bottom:1.4em}.hero p{color:#fff;font-size:1rem;line-height:1.7;margin-bottom:3em}
.hero .btn-cream{min-width:180px;text-align:center}
/* why */
.why{display:grid;grid-template-columns:37% 63%}
.why-head{display:flex;align-items:flex-start;padding:115px 40px 60px 100px}.why-head h2{font-size:1.55rem;margin:0;line-height:1.3}
.why-cards{display:grid;grid-template-columns:repeat(3,1fr)}
.why-card{position:relative;min-height:420px;background-size:cover;background-position:center;display:flex;align-items:flex-start;padding:70px 30px}
.why-card::before{content:"";position:absolute;inset:0;background:rgba(10,8,6,.55)}
.why-card div{position:relative;color:#fff;font-size:.85rem}.why-card img{margin-bottom:28px;height:36px;width:auto}.why-card p{margin:0}
/* fond */
.fond{padding:230px 0 0;position:relative;z-index:1}
.fond-grid{display:grid;grid-template-columns:1fr min(423px,36%);gap:5%;align-items:start}
.fond-text{padding:0 0 75px 5.5%}.fond-text h2{font-size:clamp(1.8rem,3.2vw,2.85rem);line-height:1.42;margin-bottom:.6em;max-width:600px}.fond-text .rule{width:250px}.fond-text p{max-width:min(62%,480px);color:var(--text);font-size:.92rem;line-height:1.8;margin-bottom:2.2em}
.fond-img{padding-top:200px;margin:0 -5.5% -70px 0}.fond-img img{display:block;width:100%;height:auto}
/* own + types */
.own{background:var(--beige);position:relative;overflow:hidden;padding:200px 0 120px}
.wm-right{right:-80px;bottom:-330px;top:auto;width:620px;opacity:.3}
.own-grid{position:relative;min-height:900px}
.own-imgs{position:absolute;inset:0;pointer-events:none}
.own-img1{position:absolute;left:-7%;top:184px;width:390px;max-width:33%;height:auto}
.own-img2{position:absolute;left:16%;top:566px;width:295px;max-width:25%;height:auto}
.own-text{position:relative;margin:0 -4% 0 17%;border:1px solid var(--line);padding:50px 5% 70px 20%}.own-text .label{margin-left:5%}
.own-text h2{font-size:clamp(1.8rem,3.2vw,2.85rem);line-height:1.3}.own-text .rule{width:230px}.own-text p{max-width:70%;color:var(--text);font-size:.92rem;line-height:1.75;margin:0 0 0 12%}
.own-p2{position:relative;max-width:41%;color:var(--text);font-size:.92rem;line-height:1.75;margin:60px 0 0 44%}
.divider{height:620px;border-left:1px solid var(--line);margin:40px auto 0;width:0;position:relative}
.diamond{position:absolute;left:-6px;top:352px;width:11px;height:11px;background:var(--gold);transform:rotate(45deg)}
.types-wrap{position:relative}.wm-types{left:62%;top:0;width:32%;opacity:.3}
.types-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.type-col{padding:0 30px 40px 36px;border-left:1px solid var(--line);position:relative}.type-col:first-child{border-left:0;padding-left:0}
.type-col .num{display:block;font-size:3.4rem;font-weight:300;color:rgba(164,131,93,.3);line-height:.9;margin:0 0 6px -3px}
.type-col h3{position:relative;font-size:clamp(1.4rem,2.2vw,2.1rem);margin:0 0 25px}.type-col li{font-size:.85rem;color:var(--text)}
/* excel */
.excel-row{display:grid;grid-template-columns:1fr 1fr}
.excel-text{padding:110px 8% 110px 12%}.excel-text.beige{background:var(--beige)}
.excel-text h2{font-size:clamp(2rem,3.8vw,3.3rem)}.excel-text p{max-width:80%;color:var(--gray);font-size:.9rem}
.excel-img{min-height:560px;background-size:cover;background-position:center}
/* teaser */
.offshore-teaser{position:relative;background:#0b1520 url(/assets/img/seychely-bg.jpg) 0 -800px/cover no-repeat;color:#fff;padding:78px 0 50px;min-height:400px}
.offshore-teaser::before{content:"";position:absolute;inset:0;background:rgba(0,0,0,.62)}
.teaser-grid{position:relative;display:grid;grid-template-columns:42% 22%;gap:16%;align-items:center;padding-left:2%}
.offshore-teaser h2{color:#fff;font-size:clamp(2rem,3.2vw,2.8rem);line-height:1.2;margin-bottom:.6em}.offshore-teaser .btn{min-width:180px;text-align:center}
.teaser-p{border-left:1px solid var(--gold2);padding-left:34px;font-size:.9rem;line-height:1.75;margin:0}
/* contact */
.contact{padding:110px 0 120px;position:relative;overflow:hidden}
.contact-head{padding-left:4%}.contact-h{font-size:clamp(2rem,3.7vw,3.2rem);max-width:none;line-height:1.25;margin-bottom:.3em}
.contact-grid{position:relative;display:grid;grid-template-columns:51.3% 1fr;grid-template-rows:auto auto}
.contact-bg{grid-area:1/2/3/3;position:relative;background:var(--beige2);margin-top:42px;overflow:hidden}
.wm-contact{position:absolute;right:0;top:42%;width:90%;height:auto;opacity:.5;pointer-events:none}
.contact-photos{grid-area:1/1/2/2;display:flex;align-items:flex-start;gap:3%}
.ci1{width:17%;aspect-ratio:136/323;object-fit:cover}.ci2{width:66%;aspect-ratio:582/542;object-fit:cover}
.contact-panel-top{grid-area:1/2/2/3;position:relative;z-index:1;padding:54px 7% 0 4%}
.contact-map{display:block;width:60%;height:230px;border:0;filter:saturate(0);margin:28px 0 0 26%}
.contact-box{background:var(--beige3);padding:32px 8% 36px;width:76%;box-sizing:border-box}
.contact-box h3{font-size:1.55rem;font-weight:300;text-transform:uppercase;letter-spacing:.02em;margin:0 0 1.3em}.contact-box p{font-size:.85rem;line-height:1.7;margin:0;color:var(--text)}
.contact-left{grid-area:2/1/3/2;padding:150px 6% 0 23%}
.contact-left h2{font-size:2.45rem;line-height:1.1;max-width:505px;border-left:2px solid var(--gold2);padding-left:10px;margin-bottom:.9em}
.contact-left h2 .sub{display:block;font-size:.66em;line-height:1.55;margin-top:.15em}
.contact-p2{margin:0 0 0 15%;max-width:260px;font-size:.82rem;line-height:1.9;color:var(--text)}
.contact-right{grid-area:2/2/3/3;position:relative;z-index:1;margin-left:-28%;width:84%;padding:min(400px,22vw) 0 40px}
.cta-box{display:flex;align-items:center;gap:30px;width:100%;min-height:140px;background:var(--navy);color:#fff;border:0;border-left:8px solid var(--gold2);padding:26px 36px 26px 28px;text-align:left;cursor:pointer;font-family:inherit}
.cta-box img{height:34px;width:auto;filter:brightness(5)}.cta-box .arrow{height:26px;margin-left:auto}
.cta-box strong{display:block;font-weight:300;font-size:1.6rem;text-transform:uppercase;letter-spacing:.02em;margin-bottom:.45em}.cta-box small{display:block;font-size:.8rem;line-height:1.45}
.cta-box:hover{background:#15274a}
.note{margin:35px 0 0 30%;border-left:3px solid var(--gold2);padding-left:24px;font-size:.88rem;line-height:1.75;color:var(--text)}
/* offshore page */
.offp{position:relative;overflow:hidden;padding:70px 0 90px}
.wm-offp{left:50%;top:600px;width:620px;opacity:.4}
.offp-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;position:relative}
.offp-text p{max-width:460px;color:var(--gray);font-size:.9rem}
.offp-note{margin-top:40px;padding-left:140px}.offp-note p{border-left:1px solid var(--line);padding-left:20px;max-width:280px;margin-bottom:1.5em}
.offp-img{padding:40px 0 0 60px}
.prices-grid{display:grid;grid-template-columns:1fr 1fr;position:relative;margin-top:90px}
.price-col{padding:40px 50px}.price-col+.price-col{border-left:1px solid var(--line)}
.price{font-size:clamp(2rem,4vw,3rem);font-weight:400;color:var(--gold);margin:0 0 .2em}.price span{font-weight:300}
.price-col h3{font-size:1.2rem;margin-bottom:1.5em}.price-col li{font-size:.85rem}
/* text pages */
.textpage{padding:60px 0 90px}.textpage h1{font-size:2rem;margin-bottom:1em}.textpage h2{font-size:1.1rem;margin-top:1.8em;text-transform:none;font-weight:500}.textpage h3{font-size:.95rem;text-transform:none;font-weight:500;color:var(--gold)}
.textpage p,.textpage li{color:var(--gray);font-size:.9rem}.textpage ul{padding-left:1.2em}
/* footer */
.site-footer{background:var(--navy);color:#fff;padding:30px 0 40px;position:relative;overflow:hidden;font-size:.82rem}
.footer-mark{position:absolute;left:50%;top:70px;width:min(560px,30vw);opacity:.14;transform:translateX(-50%)}
.footer-logo{height:112px;width:auto;margin-bottom:36px}
.site-footer hr{border:0;border-top:1px solid rgba(255,255,255,.35);margin:0 0 105px}
.footer-grid{display:grid;grid-template-columns:27% 1fr 17% 19%;gap:0;position:relative;min-height:374px}
.footer-grid > :nth-child(2){grid-column:3}.footer-grid > :nth-child(3){grid-column:4}
.about{font-size:.82rem;line-height:1.75}.site-footer h4{color:#fff;font-size:.82rem;font-weight:400;text-transform:uppercase;letter-spacing:.04em;margin:0 0 1.8em}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:1.3em;font-size:1rem}
.site-footer a{color:#fff}.site-footer a:hover{color:var(--gold2)}.site-footer p{margin-bottom:1.1em;font-size:1rem}.site-footer p.about{font-size:.82rem}
.site-footer hr + .copy{margin:0}.site-footer .footer-grid + hr{margin:0 0 35px}.copy{font-size:.75rem}
.copy{font-size:.72rem;margin:0}
/* popup */
.popup{position:fixed;inset:0;z-index:100;background:rgba(0,0,0,.6);display:flex;align-items:center;justify-content:center;padding:16px}
.popup[hidden]{display:none}
.popup-box{background:var(--beige);width:min(560px,100%);padding:50px 50px 40px;position:relative;max-height:95vh;overflow:auto}
.popup-close{position:absolute;right:14px;top:8px;background:none;border:0;font-size:2rem;line-height:1;cursor:pointer;color:var(--gray)}
.popup-box h2{font-size:2rem}
.contact-form input[type=text],.contact-form input[type=email],.contact-form textarea{width:100%;background:#fff;color:#222;border:0;border-radius:9px;padding:.9em 1.1em;font:inherit;margin-bottom:14px}
.f-gdpr{display:block;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gray);margin-bottom:6px}
.consent{display:flex;gap:.6em;align-items:flex-start;font-size:.8rem;color:var(--gray);margin-bottom:20px}.consent input{margin-top:.3em}
.contact-form button[type=submit]{background:var(--btn);color:#fff;border:0;border-radius:3px;padding:.8em 2.4em;font:inherit;font-weight:500;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;cursor:pointer}
.contact-form button[disabled]{opacity:.6;cursor:wait}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.form-msg{margin:14px 0 0;min-height:1.5em;font-size:.85rem}.form-msg.ok{color:#2e7d32}.form-msg.err{color:#c62828}
/* cookie bar */
.totop{position:fixed;right:40px;bottom:40px;width:56px;height:56px;border-radius:50%;background:var(--gold);border:0;cursor:pointer;z-index:60;opacity:0;visibility:hidden;transition:opacity .3s,visibility .3s;display:flex;align-items:center;justify-content:center}
.totop.show{opacity:1;visibility:visible}.totop::before{content:"";width:16px;height:16px;border-left:4px solid #fff;border-top:4px solid #fff;transform:translateY(4px) rotate(45deg)}.totop:hover{background:var(--btn)}
.cookie-bar{position:fixed;right:40px;bottom:40px;z-index:90;width:440px;max-width:calc(100% - 32px);background:#fff;border:1px solid #ddd;border-radius:6px;padding:20px 26px;box-shadow:0 -1px 10px rgba(0,0,0,.2);font-size:.78rem;color:var(--text)}
.cookie-bar[hidden]{display:none}.cookie-h{font-weight:600;font-size:.95rem;margin-bottom:.6em}.cookie-bar p{margin-bottom:.8em}
.cookie-btns{display:flex;gap:8px;justify-content:flex-end}.cookie-bar button{border:1px solid var(--gold);border-radius:2px;padding:.6em 1em;font:inherit;font-size:.72rem;cursor:pointer;background:var(--gold);color:#fff}
.cookie-bar button.ghost{background:#fff;color:var(--gold)}
/* responsive */
@media (max-width:1100px){.excel-text{padding:70px 50px}.why-head{padding-left:40px}.teaser-grid{padding-left:0;grid-template-columns:1fr 1fr;gap:60px}.offshore-teaser{background-position:center}
  .contact-grid{grid-template-columns:1fr 1fr}.contact-bg,.ci1{display:none}.ci2{width:100%}.contact-panel-top{padding:0 16px}.contact-map{width:100%;margin:20px 0 0}.contact-box{width:100%}
  .contact-left{padding:60px 16px 0}.contact-right{margin-left:0;width:100%;padding:60px 16px 0}.cta-box{max-width:570px}.note{margin-left:0}
  .fond-grid{grid-template-columns:1fr 340px}.fond-img{margin-right:0}.fond-text{padding-left:20px}
  .own-text{margin-left:120px;padding-left:150px}.own-text .label{margin-left:0}.own-text p{margin-left:60px}.own-p2{margin-left:330px}.own-img1{left:-40px;width:300px}.own-img2{left:150px;width:230px;top:520px}}
@media (max-width:900px){
  .wrap,.hero-wrap,.site-header .wrap{width:calc(100% - 32px)}.hero-inner{max-width:none}.contact-p2{min-width:0}.own-text{margin-right:0}
  .site-header .wrap,.site-header.scrolled .wrap{height:76px}.brand img,.site-header.scrolled .brand img{height:50px}
  .nav-toggle{display:block}
  .nav{position:absolute;top:76px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:flex-start;padding:20px 16px 28px;gap:18px;display:none}
  .nav.open{display:flex}.nav ul{flex-direction:column;gap:14px}.site-header.light .nav a{color:#fff}
  .site-header,.site-header.scrolled{background:var(--navy)}.site-header.light,.site-header.light.scrolled{background:var(--navy)}
  .hero{min-height:auto;padding:120px 0 70px}
  .why{grid-template-columns:1fr}.why-head{padding:50px 16px 10px}.why-cards{grid-template-columns:1fr}.why-card{min-height:300px;padding:50px 24px}
  .fond{padding-top:60px}.fond-grid{grid-template-columns:1fr;gap:30px}.fond-text{padding-bottom:0}.fond-img{margin-bottom:0;padding:0}
  .own{padding:60px 0}.own-grid{min-height:0;display:flex;flex-direction:column}.own-imgs{position:static;order:3;display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:30px;pointer-events:auto}
  .own-img1,.own-img2{position:static;width:100%;left:auto;top:auto}.own-text{margin-left:0;padding:30px 20px}.own-text .label{margin-left:0}.own-text p{margin-left:0}.own-p2{margin:24px 0 0;order:2}
  .fond{padding-top:80px}.fond-text{padding:0 0 30px}.fond-img{padding-top:0;margin:0}.why-head{padding-top:50px}.wm-types{display:none}.divider{height:120px}.diamond{top:auto;bottom:-6px}
  .divider{height:70px;margin:20px auto 30px}
  .types-grid{grid-template-columns:1fr}.type-col{border-left:0;border-top:1px solid var(--line);padding:20px 10px 20px 36px}.type-col h3{margin-top:0}
  .excel-row{grid-template-columns:1fr}.excel-row.rev .excel-img{order:2}.excel-img{min-height:320px}
  .offshore-teaser{padding:60px 0}.teaser-grid{grid-template-columns:1fr;gap:30px}.teaser-p{margin:0}
  .contact{padding:60px 0 60px}.contact-head{padding-left:0}.contact-grid{grid-template-columns:1fr;grid-template-rows:none}.contact-photos,.contact-panel-top,.contact-left,.contact-right{grid-area:auto}
  .contact-photos{padding:0 16px}.contact-panel-top{padding:20px 16px 0}.contact-box{padding:40px 24px}.contact-left{padding:50px 16px 0}.contact-left h2{font-size:1.9rem;max-width:none}.contact-p2{margin:20px 0 0;max-width:none}
  .contact-right{padding:30px 16px 0}.cta-box{padding:22px 20px;gap:16px;min-height:0}.cta-box strong{font-size:1.2rem}
  .offp{padding:40px 0 60px}.offp-grid{grid-template-columns:1fr;gap:30px}.offp-img{padding:0}.offp-note{padding-left:0}
  .prices-grid{grid-template-columns:1fr;margin-top:40px}.price-col{padding:30px 10px}.price-col+.price-col{border-left:0;border-top:1px solid var(--line)}
  .site-footer{padding-top:40px}.footer-logo{height:80px}.site-footer hr{margin-bottom:40px}.footer-grid{grid-template-columns:1fr;gap:24px;min-height:0;margin-bottom:30px}.footer-grid > :nth-child(2),.footer-grid > :nth-child(3){grid-column:auto}
  .popup-box{padding:40px 24px 30px}
  .cookie-bar{right:16px;bottom:16px;left:16px;width:auto}
}